Employees have the option to enroll in several types of voluntary insurance plans and have the premiums deducted from their monthly paycheck. Following is a list of available plans.
-
Accidental Death & Dismemberment Insurance
Automobile/Homeowner/Renter's Insurance
Cancer Medical Reimbursement Plan
Disability Income Insurance
Home Loan Programs
Hospital Income Plan
Long-Term Care Plan
Long-Term Disability Insurance

Vendor: Sander & Associates
Telephone: 800-537-2476
Website: http://www.sanders1.com/Home/products.shtm

Telephone: 877-999-8949
Website: http://www.aplus.com/corporate/

Vendor: Sander & Associates
Telephone: 800-537-2476
Website: http://www.sanders1.com/Home/products.shtm

Vendor: Sander & Associates
Telephone: 800-537-2476
Website: http://www.sanders1.com/Home/products.shtm
- Arrowhead Credit Union.
As a CSUSB employee, you can become a member. Membership enables you to save conveniently, to borrow at low interest rates and repay loans through payroll deduction.
For more information, visit the Arrowhead Credit Union website. - CalPERS Member Home Loan Program:
The CalPERS Member Home Loan Program is a benefit available to help CalPERS Members with their home financing needs. An eligible employee may purchase their new home or refinance their existing home loan using the Program. Employees participating in CalPERS Member Home Loan Program will actually be doing business with a CalPERS authorized home loan lender who is committed to giving the employee the service they deserve at a competitive rate.
For more information visit the CalPERS Member Home Loan Program website,
or call 1-800-874-7377
. - Citibank Citimortgage:
Down payment assistance, subsidy and grant programs are available through a working relationship with local non-profit agencies.
For additional information, contact Phillip Nguyen at (714) 809-2394 - CSUSB/City of San Bernardino Economic Development Agency (EDA) Housing Loan Program:
- The EDA will provide a forgivable down payment of up to 20% of the purchase price of the home or an amount not to exceed $70,000 to full-time tenure track faculty members. This is a second mortgage and certain restrictions apply.
For more information, contact Human Resources Benefits Department at extension 75138.

Vendor: Sander & Associates
Telephone: 800-537-2476
Website: http://www.sanders1.com/Home/products.shtm
- Long term care plans cover certain services provided in a setting other than an acute care unit of a hospital, such as a nursing home, residential care facility, adult day care center or in the home, according to the plan selected.
- A person requires long term care when assistance is needed with two or more of the six Activities of Daily Living (ADLs): bathing, dressing, toileting, transferring (moving in and out of a bed, chair or wheelchair), eating or continence.
- There are three plans to choose from: (a) comprehensive, (b) facilities only, and (c) partnership.
- All CalPERS employees, spouses, parents, parents-in-law and siblings (age 18 and older) are eligible to enroll.
- Contact the CalPERS Long-Term Care Program at 1-800-338-2244 to request an enrollment kit, or download one from the following links.
More information can be found in the following brochures:

Vendor: Standard Insurance Company
Telephone: 800-378-5745
Website: http://www.standard.com/mybenefits/csu/voluntary.html




